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Financial Services

Agricultural Loans
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Petro International's Agricultural Loans Division, is one of the largest Agricultural Lending Institutions in the World. We offer competitive agricultural loan rates for real estate, operating, livestock and equipment. We also offer GUARANTEED LOWEST RATES for commercial real estate, operating and equipment loans. Line of credit and term loans are available.

Many loan brokers don't know the difference between a steer and a bull. So don't get steered to the wrong lender where they show you the bull. There's a lot of farming going on here in Petro International's Agricultural Loans Division, and we have hundreds of lenders to help you achieve your goals.

Whether it is a seasonal line to get the crop in, or a term loan to expand the dairy herd, we have the experience you are looking for in a world-wide leader in agricultural loans.

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Through our relationships with hundreds of lenders, we offer an unequaled variety of loan terms and structure loan packages to meet your individual needs. After the loan is funded, we continue to service the loan for the lender and will assist you with any questions or changes to the loan you may require in the future. For current interest rates and terms.

Petro International Agricultural Loan Features
  • Petro International offers operating, livestock and crop loans.
  • Petro International has expertise in financing faculty buildings.
  • Petro International offers loans with GUARANTEED LOWEST RATES.
  • Petro International also offers SBA and FMHA agency loans.
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Generally, the borrowing needs of the agricultural community can be met with the two main types of commercial loans, operating and term.
However, farming differs from many types of business primarily due to timing. For example, several expense incurring years can pass before beef cattle are ready to market.
A less extreme example is crops which require investment in seed, fertilizers, fungicides, herbicides, labor, fuel, etc., in the spring and summer but no cash is received until the following winter or even the next spring. So while there is value in livestock and crops, often considerable expense is incurred, and must be financed, long before the final product is sold and payment received.

Term Operating Loans: Term operating loans cover the farm’s day-to-day cash expenses and are usually based on the farm production cycle. For example, for chicken broilers, the cycle would be eight weeks. However, in most cases, the normal cycle would be one year.

Term operating loans are used for specific purposes such as feeders, hay, fertilizers, etc. They are granted for a specific period of time and are advanced in lump sum amounts. The loan balance is not allowed to fluctuate except for normal repayments.

Operating Lines of Credit: Operating lines of credit are used for the same purpose as a term operating loan. The major difference is that the balance of the loan is allowed to fluctuate and that the funds are advanced as required. The line of credit is affixed to the members checking account and in effect is handled as an authorized overdraft.

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Term Loans
  • Equipment Loans: Equipment loans are granted for periods up to ten years and usually do not exceed the lesser of 95% of the purchase price or the equipment’s current value.
  • Livestock Loans
    Farm loans are often for the acquisition of breeding stock. The terms these loans vary from three to seven years depending on the specific purpose. The applicant may borrow up to 95% of the value of the animals purchased. Livestock loans will be paid over a maximum of seven years except in the cases of feeder stock which will be repaid in full upon the sale of finished cattle.
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Interest Rates:
Interest Rates As Low As Libor + ¾%. London Inter Bank Offered Rate
Transaction Size $US

$5,000,000 - $50,000,000 LIBOR Plus 2% - % 2¼ Negotiable
$50,000,000 - $100,000,000 LIBOR Plus 1% - 1½%
$100,000,000 And Up LIBOR Plus ¾% - 1%
Please click here for the rate over $500,000,000 send to you via e-mail.

Libor Rates?
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Petro Funds Financial Services

With more than 25,000 investors/partners, such as world's TOP 100 BANKS click here it's not surprising Petro Funds International has grown into the world's leading lenders for income properties. These relationships, enable Petro Funds to handle loan requests from US$5,000,000 to US$500 million+ with GUARANTEED LOWEST INTEREST RATES and plenty of options for flexible loan structures.

An exposition on the missions and operations of Petro International is beyond the scope of this web-site. However, a discussion of international project financing would not be complete without some mention of the missions of Petro Funds International and its affiliates, together known as the Petro International Group

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Loans From $5 Million

We trust that we have clarified the intriguing world of Petro International's Agricultural Loans Programs.
We will be happy to answer any questions you may have, relating to this opportunity and provide you with additional details regarding any of our devoted services.

Please click here to inform us the full particulars of your situation and what you wish to accomplish. We will review your situation and offer to you a custom fitted solution. 95% of the time it will be simple to understand and 100% of the time it will be the least expensive alternative.

If you would like to obtain further details about Petro International's Agricultural Loan Programs or wish to discuss any matter in complete confidence, please click here to contact:
Mr. Peter Thomas Ph.D.
Vice President
Petro International's Agricultural Loans Division

Please click here to explain us your needs, and our customer services highly experienced personnel will be happy to provide you with all the information you need.

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Please feel free to contact Petro International if you believe an application for an Petro International's Agricultural Loan may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL. E-mail

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