New York Stock Exchange To Petro Funds Petro Funds is an executive level financial and management consulting firm that provides support to corporations, financial institutions and high net worth individuals A GLOBAL FINANCIAL POWER-HOUSE Golf Course Financing World-Wide Acceptance

Principal lender to the golf industry worldwide

The creation of Petro Funds brings together organizations that are extraordinary in their individual capabilities and in the ways they enhance and complement each other. Using unlimited funds from the Organization of the Petroleum Exporting Countries (OPEC) investment managers, and other oil producing countries, we offer customers a range of quality products and services unmatched in the financial services industry. We serve a broader spectrum of customers, in more places and by more means of access and delivery, than any other financial organization. In addition to equity financing, Petro International can assist companies with assets suitable as collateral to arrange financing. One particular financing facilities requirement is as follows: Lender will loan 100% of the project costs, plus fees on approved projects. Borrower must deposit into a bank escrow 10% of the gross amount of the loan in cash as partial security. Security: For payment of principal and interest is 10% escrow cash deposit held for duration of the loan plus a 1st charge on selected borrower’s assets. Minimum Funding: US $ 5,000,000.00 (Five Million United States Dollars) Interest Rate: Fixed between 8.% and 9% payable as negotiated. Principal Repayment: Terms are negotiable. The hallmarks of Petro Funds Financial Group are our expertise in structuring complex financing arrangements, unparalleled client service and rapid response times, and the ability to consistently deliver RESULTS.

Unbeatable Rates Unlimited Funds Are Availale From (OPEC) Investment Managers

Our primary emphasis is on financing Golf Courses, Office Buildings, Hotels, and Oil & Gas Refineries.

Our secondary emphasis is on Airports, Retail, Apartments, Senior Housing, Industrial, Mobile Home Parks, and non-traditional asset classes such as parking garages, storage facilities, etc.

Petro Funds has provided Golf Courses like yours with asset based lending - putting the company's assets to work, maximizing their value in meeting your goals for more than three decades. Now, through OPEC Countries Investment Managers Funds, we can offer you even greater flexibility and service.

As an independent affiliates of Petro Funds, OPEC Countries Investment Managers Funds, can work with Petro Funds to provide the maximum in flexibility - combined with the financial strength, reliability, and resources of one of the world's leading financial institutions. From evergreen working capital and secured buyout financing to turnaround finance, OPEC Countries Investment Managers Funds, and Petro Funds understand how to help companies with multifaceted domestic and international financing requirements. Our experienced professionals are dedicated to providing solutions to your unique Golf Course financing needs.

Up To 25 Years Financing No Pre-Payment Penalty

Loan Parameters

Property Type, Quality And Location: Existing, good quality daily fee or semi-private golf courses located all over the world. Courses with a club-house, pro-shop and driving range preferred. Projects must be able to demonstrate stable and improving trends in rounds and cash flow. Purpose: permanent acquisition, financing, refinancing, discounted debt recapitalization, transactions requiring quick commitments, as well as financing for renovations or other purposes. Financing Size: $US2,500,000 up to NO LIMIT Interest Rate: LIBOR Plus 1% - 1½%. Borrower may utilize 3 month LIBOR or 1% - 1½% fixed over the 5 - 7 year Treasury Index. Loan to Value Ratio: Up to 95% Debt Coverage: Minimum 1.20X coverage based on debt service at the capped interest rate. Term: 5 years. In certain cases, two 10 year extension options may be possible Amortization: 5 to 25 years Earn-Outs: May be possible, depending on property cash flow. Prepayments: Prepayment locked for 2 years, then yield maintenance Collateral: First Mortgage. Non recourse/limited recourse with standard commercial lender carve outs. Interest Rate Risk Management: Petro Funds can provide various interest rate risk management products tailored to the specific loan structure. Products include no cost collars and interest rate swaps. Processing Fee: NONE Commitment Fee: NONE Loan Approval: Typically within 10 to 15 business days after receipt of an executed application and the related fees, and the receipt of requested borrower data. Funding: Typically 15 to 30 business days following Commitment. Transaction Costs: In addition to their own costs, borrower expenses may include the cost of an appraisal Phase I environmental and engineering reports, title insurance and lender legal fees.

World-Wide Golf Course Financing Fast Approval INTEREST RATES as low as Libor + ¾%

With a strong business presence in Europe since 1965 and our excellent relationships with the World's Top 100 banks Click here, you can benefit from our experience, expertise and facilities. Our full range of financial services includes: Letter of Credits Trade financing Project financing Commercial loan arrangements Consultancy Interest Rates:

Unlimited Funds Are Available

Up To 5 Years Grace Period

Interest rates vary per project, investor and risk assessment. They can be as low as 5.5% or US Prime plus 1%. Loans can be straight debt or a combination of debt and equity. Lender equity positions may approach 15% for high risk projects or complete startups.

Petro Funds can quickly access his world-wide agents for buy or sell of diamonds, precious gems, gold, silver, platinum, palladium, group metals and world currencies. There is NO UPPER LIMIT per transaction. Buyers will do an immediate bank to bank transfer of funds upon acceptance of documentation.

Transaction Size $US $5,000,000 - $50,000,000 LIBOR Plus 2% - % 2¼ Negotiable $50,000,000 - $100,000,000 LIBOR Plus 1% - 1½% $100,000,000 And Up LIBOR Plus ¾% - 1% Please click here for the rate over $500,000,000 send to you via e-mail.

Interest Rates?

With more than 25,000 investors/partners, such as world's TOP 100 BANKS click here it's not surprising Petro Funds has grown into the world's leading lenders for income properties. These relationships, enable Petro Funds to handle loan requests from US$5,000,000 to US$500 million+ with GUARANTEED LOWEST INTEREST RATES and plenty of options for flexible loan structures. An exposition on the missions and operations of Petro Funds is beyond the scope of this web-site. However, a discussion of international project financing would not be complete without some mention of the missions of Petro Funds and its affiliates, together known as the Petrp Funds Financial Group

Results!

Selling Your Golf Course?

We have serious buyers for existing golf courses around the world. Please click here to send us an e-mail, about the particulars of the golf course you want to sell. Petro Funds welcomes Investors' Participation in our Golf Properties Investment Portfolios and ask that you, your staff and consultants to consider Petro Funds as a part of your Investment Portfolio in the future. Please feel free to contact us now while your online with our page by simply sending us E-Mail. Click here

We trust that we have clarified the intriguing world of Petro Funds Golf Course Financing Program. We will be happy to answer any questions you may have, relating to this opportunity and provide you with additional details regarding any of our devoted services. Please click here to inform us the full particulars of your situation and what you wish to accomplish. We will review your situation VERY CAREFULLY and offer to you a custom fitted solution. 95% of the time it will be simple to understand and 100% of the time it will be the least expensive alternative. If you would like to obtain further details about financing or re-financing of your Golf Course World-Wide or wish to discuss any matter in complete confidence, please click here to contact: Mr. Robert Haig Petro Funds Golf Course Financing Division Please click here to explain us the full particulars of your situation and what you wish to accomplish. We will review your situation very carefully and offer to you a custom fitted solution. 95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative.

Help Almost Everywhere

Please feel free to contact Petro Funds if you believe obtaining a low rate golf course financing from Petro Funds may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL.

Selling Your Golf Course?

The World Of Petro Funds There is only one Petro Funds. Our scope, financial strength, balance, depth of talent and integrity have made us our clients' trusted global advisor.