TO PETRO FUNDS Petro Funds is an executive level financial and management consulting firm that provides support to corporations, financial institutions and high net worth individuals A Financial Powerhouse Hotel, Casino And Resort Financing World-Wide “Being the best is a road to travel, not a point to reach” is the lead phrase in Petro Funds credo. We’d like to put that spirit to work for you.

Where Come Our Resources Using unlimited funds from Organization of the Petroleum Exporting Countries (OPEC) investment managers, Petro Funds is in position to finance every feasible project from $5 million up to NO LIMIT world-wide, with interest rates as low as LIBOR + ¾%. How many times have you met with a financial adviser who took the time to truly understand and appreciate your goals and your business before offering solutions? It is a simple, yet revealing question. In a constantly changing business environment it can be the difference between success and mere survival. Borrow up to 100% of your project's value interest rate as low as LIBOR Plus 1.¼% It's time for a new approach to your company's financial needs. It's time for Petro Funds. Why? Because NO OTHER financial institution can give you the same solution oriented, integrated approach to your business than the people, capabilities and experience of Petro Funds At Petro Funds World-Wide Hotel, Casino And Resort Financing Division we specialize in the financing of vacation ownership properties. For decades we have worked with developers, purchasers, owners and associations in servicing billions of dollars in resort contracts throughout the World. Our mortgage solutions make buying a hotel, financing or re-financing easier than ever . . . with GUARANTEED LOWEST INTEREST RATES, attractive terms, convenient service, prompt approval decisions, and quick, efficient closings. Platinum Program Up to 95% Loan to Value Loan amount - US$5,000,000 up to NO LIMIT Up to 30 year amortization From ¾%; Debt Service Coverage Up to 25 year terms Fixed rates from 1½%; over Treasury Bills Adjustables as low as 1% point over 30 day LIBOR Assumable with ¼% assumption fee, to buyer

Property Type/ Quality/Location	Existing or under construction, good quality hotels, motels, casinos cruise ships resorts and golf courses world wide. Typically 100 rooms or more. Projects must have current occupancy of at least 50% and be able to demonstrate stable and improving trends in occupancy, management capability and cash flow.
Purpose	Mini-permanent acquisition financing, re-financing, discounted debt recapitalization, transactions requiring quick commitments, as well as financing for renovations or other purposes
Financing Size	$5,000,000 up to NO LIMIT
Interest Rate	LIBOR Plus 1¼% to 2%. Borrower may utilize 6 month LIBOR or fixed at 1Y - 2¾%; basis points above 10 year "T" bill index.
Loan to Value Ratio:	Up to 100%
Debt Coverage:	Minimum 1.50X coverage based on debt service at the capped interest rate.
Term	5 -30 years.
Amortization	15 to 30 years.
Earn-Outs	May be possible, depending on property cash flow.
Prepayments:	Locked for 2 years, then a declining rate
Collateral	First Mortgage, non-recourse, no personal guarantees required, except for standard commercial lender carve-outs
Interest Rate Risk Management	Lender can provide various interest rate risk management products tailored to the specific loan structure. Products include embedded caps and floors, third party interest caps and swaps
Processing Fee	$5,000 payable upon acceptance by the Lender. Non refundable.
Commitment Fee	1% to 2%. A refundable good faith deposit equal to one half of the Commitment Fee is due on execution of the loan application. The balance of the Commitment Fee is due upon issuance of the Commitment.
Loan Approval	Typically within 10 to 15 business days after receipt of an executed application and the related fees, and the receipt of requested borrower data.
Funding	Typically 15 to 30 business days following Commitment.
Transaction Costs	In addition to their own costs, borrower expenses may include the cost of an appraisal Phase I environmental and engineering reports, title insurance and lender legal fees.

Management Buyouts And Venture Capital Management Buyouts: In the buyout arena, we prefer to lead transactions ranging in size from $50 to $500 million. For larger buyouts ($500 million to several billion dollars), we will lead equity syndicates as well as partner with other prominent private equity groups. We can provide both equity and subordinated debt for our buyout transactions. Venture Capital and Growth Equity: For emerging products and services, we will make capital commitments for medium-to-later stage opportunities, investing $5 to $150 million or more as lead investor or a participant in a syndicate.

Interest Rates As Low As LIBOR + ¾%

Interest Rates:

Transaction Size $US $5,000,000 - $50,000,000 LIBOR Plus 2% - % 2¼ Negotiable $50,000,000 - $100,000,000 LIBOR Plus 1% - 1½% $100,000,000 And Up LIBOR Plus ¾% - 1% Please click here for the rate over $500,000,000 send to you via e-mail.

Interest Rates?

With more than 25,000 investors/partners, such as world's TOP 100 BANKS click here and the Petroleum Exporting Countries (OPEC) investment managers, it's not surprising that The Petro Funds International has grown into the world's leading lenders for income properties. These relationships, enable Petro Funds to handle loan requests from US$5,000,000 to US$500 million+ with GUARANTEED LOWEST INTEREST RATES and plenty of options for flexible loan structures. An exposition on the missions and operations of Petro Funds International is beyond the scope of this web-site. However, a discussion of international project financing would not be complete without some mention of the missions of Petro Funds International and its affiliates, together known as the Petro International Group

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We trust that we have clarified the intriguing world of Petro Funds World-Wide Hotel, Casino And Resort Financing Programs. We will be happy to answer any questions you may have, relating to this opportunity and provide you with additional details regarding any of our devoted services. Please click here to inform us the full particulars of your situation and what you wish to accomplish. We will review your situation very carefully and offer to you a custom fitted solution. 95% of the time it will be simple to understand and 100% of the time it will be the least expensive alternative. If you would like to obtain further details surrounding our World-Wide Hotel, Casino And Resort Financing Programs or wish to discuss any matter in complete confidence, please click here to contact: Mr. James Mead Ph.D. Vice President Petro Funds World-Wide Mining & Exploration Financing Division. Please click here to explain us your needs, and our customer services highly experienced personnel will be happy to provide you with all the information you might need.

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Please feel free to contact Petro International if you believe an application for a World-Wide Hotel, Casino And Resort Financing Program may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL.

The World Of Petro International There is only one Petro International. Our scope, financial strength, balance, depth of talent and integrity have made us our clients' trusted global advisor.