To UNITED OPEC BANKS United OPEC Banks is an executive level financial and management consulting firm that provides support to corporations, financial institutions and high net worth individuals A GLOBAL FINANCIAL POWER-HOUSE Diversified Projects Finance & Business, Commercial and Mortgage Loans World-Wide Acceptance "Being the best is a road to travel, not a point to reach” is the lead phrase in United OPEC Banks credo. We’d like to put that spirit to work for you."

Financing Every Feasible Project United OPEC Banks supports the credit needs of firms that can not obtain bank financing on a fully unsecured basis. The financing available through our Cash Flow lending programs enables clients to secure credit with balance sheet assets, such as accounts receivable, inventory, equipment, and real estate. And, unlike many other financial institutions, intangible assets such as trademarks, licenses, franchise rights, and intellectual property can also be used as collateral in our programs United OPEC Banks, a world-wide commercial financial services organization, provides clients around the globe with equipment financing and leasing, factoring and working capital loans, collateral-based financing, cash flow financing, real estate financing, small business lending, and project financing investments. The Company also operates through joint venture and wholly-owned companies located world-wide. These companies specialize in factoring, collateral-based financing, acquisition financing, leasing, vendor financing, and trade finance. We specialize in providing cash flow financing for corporate acquisitions, leveraged buy-outs, re-capitalizations, re-financings, and growth financings for publicly and privately held companies. For cash flow-based transactions, we provide stand-alone senior debt, senior debt in combination with mezzanine debt or equity, and stand-alone mezzanine debt. United OPEC Banks also provides equity co-investments in partnership with other private equity investors. Regardless of the situation or stage in the business life cycle, United OPEC Banks is committed to delivering resources that companies need from a financial partner. Offering an incomparable range of financing options, strength of a world-class financial institution, and an unmatched level of responsiveness, we optimize borrowing efficiency and continued growth for our clients.

Let Us Help You Get There

Re-Capitalization: For clients with inefficient capital structures, high interest, or expensive administrative costs, we optimize debt structure by developing creative re-capitalization solutions. We apply long- and short-term debt instruments to suit each client's unique needs and situation. Debt Restructuring: We handle restructuring solutions with fast responses and a stable approach and we look beyond a client’s financial statement to develop a plan that returns the client to profitability. Our time-tested strategies and techniques, including debtor-in-possession, exit financing, and prepackaged financing, enable us to quickly reposition financially distressed clients and facilitate future growth. Receivables Management When a client’s receivables contain barriers to profitability and growth, such as uneven cash flow, bad debts, and expensive operations, we offer an effective receivables management program. By purchasing accounts receivables, we provide immediate working capital to fund inventory, marketing efforts, or normal obligations. And, we can reduce a client’s overhead by taking on certain labor-intensive, operational tasks. Clients can take advantage of these services on an individual basis or use the complete program as a total outsourcing solution. Mergers and Acquisitions We help acquiring entities access the capital they need for solid opportunities. Our team of professionals draws on an impressive array of financing options to deliver viable solutions for the right merger or acquisition. Size Of Loans/Investments Senior commitments from US$5 million to $500+ million Stand-alone mezzanine financings from $2 million to $100+ million Equity co-investments of up to $100 million United OPEC Banks also participates in larger cash flow transactions originated by other lenders Loan Criteria Our cash flow products are based on our perception of a company’s market value. We focus on the company’s management, operations, short- and medium-term product demand and its position vis-a-vis its existing and potential competitors. We predominantly take two approaches to assessing market value.

Our Business Loan Your Road To Success Unlimited Funds Are Available INTEREST RATES as low as LIBOR + ¾%

Our first approach is our Business Value Methodology. For business value loans, our ideal criteria for a cash flow-based loan include:

A significant market position with definitive barriers to entry Historical financial performance with margins that validate the company’s competitive position An experienced management team Diversified products, customers, suppliers and/or geographic markets Limited risk of technological obsolescence, product substitution, or significant industry change Our second approach is our Actuarial Value Methodology. For actuarial value loans, our ideal criteria include:

A Dedicated Client Team

• Highly diversified sources of revenue and cash flow
• Multiple product lines
• Highly diversified customer base
• Possibly multiple operating units (as typically seen in many of the leveraged build-ups or roll-ups that are being done today)
• A compelling strategy
• An experienced management team
• Strong management information systems

Highlights NO UPFRONT FEES NO accrued interest until project is completed NO principle payments due until project is completed NO ownership / equity ownership by lenders NO hidden application, processing, or disbursement fees GUARANTEED LOWEST INTEREST RATES United OPEC Banks can accommodate large funding projects of any dollar value Single source financing Flexible payment terms Up to 100% Financing Financing From US$5 million up to NO LIMIT

Global Presence

Our Power Powered by more than 100,000 investors/partners, such as the Organization of Petroleum Exporting Countries (OPEC) investment managers, Hedge Funds investment managers, Fortune 1000 Companies, world's AAA rated Insurance Companies and world's top 1000 Banks and more than US$10 trillion in combined assets it's not surprising that United OPEC Banks has grown into the world's leading lender for business and commercial projects. These relationships, enable United OPEC Banks to handle the loan requests from US$5,000,000 up to NO LIMIT with traditional GUARANTEED LOWEST INTEREST RATES and plenty of options for flexible loan structures. Missions and Operations An exposition on the missions and operations of United OPEC Banks is beyond the scope of this web-site. However, a discussion of international project financing would not be complete without some mention of the missions of United OPEC Banks and its 3,500 affiliated brokers in more than 150 countries and territories, together known as the United OPEC Banks International. Higher Standards Our resources, investing experience and culture put us in a unique position to help our clients. We are small enough to be responsive, innovative and flexible, yet we have access to the extensive resources of the world's most respected lending institutions. You and Us "You and us. Could this be the world's most powerful two person financial firm?" The theme of the global brand campaign highlights United OPEC Banks client-focused approach, creating customized financial solutions based on our global resources and capabilities.

Results!!! If you need it, want it, desire it, or dream it, we want to help you get it. Let Us Do The Same For You

It's a Pleasure to Serve You We trust that we have clarified the intriguing world of United OPEC Banks Commercial Loans and Diversified Projects Financing Programs. We will be happy to answer any questions you may have, relating to this opportunity and provide you with the additional details regarding any of our devoted services. Please click here to explain us the full particulars of your situation and what you wish to accomplish. We will review your situation VERY CAREFULLY and offer to you a custom fitted solution. 95% of the time the solution will be simple to understand and 100% of the time it will be the least expensive alternative. If you would like to obtain further details surrounding our World-Wide Commercial Loans and Diversified Projects Financing Programs or wish to discuss any matter in complete confidence, please click here to contact: Mr. Warren Wesley Ph.D. Vice President United OPEC Banks World-Wide Commercial Loans and Diversified Projects Financing Division

Help Almost Everywhere

Please feel free to contact United OPEC Banks if you believe an application for a world-wide Commercial Loan or a Diversified Project Financing Program with the help of United OPEC Banks may be appropriate in your particular situation. Any communication with us is considered PRIVILEGED and CONFIDENTIAL